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Debit Card Types

Debit Card Types
Debit Card Types

Debit Card Types

Debit Card:

As you Know Debit Card is a type of Plastic card which gives by the bank to the customer.to use this Debit card a customer can access the full control on their bank account, which they save money. they withdraw money, anywhere and any time by use of Debit Card.transact online payments gateway, pay merchant bills by using POS(Point Of Sale Terminal). customer can use their saving money anywhere by the Debit Card.now as you know there have many types of Debit card.so now the time to talk about that Debit Card and which type benefits get on it.

 Debit Card Types:

There have many types of Debit cards. it varies from Debit Card company to Company.as you know there have four types Debit card provider.that’s are Visa Debit Card, Maestro Debit Card, Master Debit Card, Rupay Debit Card.wher three of them is an international company and the only Rupay is made By NCPI of India.
  The bank takes the Debit Card from these company and gives it to its customer.  the bank decides which card provide to which customer.but if a customer wants to take a Debit card type on their wishes, they will pay for it extra. now the answer to the types of Debit cards.

Visa Debit cards:

With Visa Logo, there have five types of Debit Cards. That is:
  1. Visa Classic
  2. Visa Gold
  3. Visa Platinum
  4. Visa Signature
  5. Visa Infinite

1.Visa ClassicVisa Classic Debit card made by Visa company. the benefits of the debit card vary from bank to bank. if I talk about Kotak Mahindra Bank. The Kotak Classic Debit Card comes with the benefits of a regular ATM card and a payment card. This Debit Card is available in with the following features.

  • The Visa Classic debit Cards access at all merchant establishments and ATMs that accept Visa Cards in India and Foreign Country.
  • The Visa Debit card Daily Limits for the transaction within India and abroad is Purchasing Limit: Rs. 2,00,000,ATM Withdrawal:  Domestic Rs. 40,000 | International: Rs. 50,000.
  • Visa Classic  Debit card offered Accidental insurance of two lakh rupees without any premium.
2. Visa Gold- The Visa Classic debit Cards access at all merchant establishments and ATMs that accept Visa Cards in India and Foreign Country.
  • Daily Limits for the transaction within India and abroad:

    Purchasing Limit: Rs. 2,50,000 ATM Withdrawal: Rs.1,00,000.You get insurance cover with your Visa Gold Debit card: Air Accident Insurance: Rs. 15,00,000, Personal Accidental Death Cover of up to INR 10 lakhs.

3.Visa Platinum- The Visa Platinum debit card access at all merchant establishments and ATMs that accept Visa Cards in India and Foreign Country.Daily Limits for the transaction within India and abroad: ATM Withdrawal:  –  Rs.1,00,000 | Insurance Offered: You get following complimentary insurance cover with your Visa Platinum Debit card: Air Accident Insurance: Rs. 50,00,000Personal Accidental Death Cover of up to INR 10 lakhs.

4. Visa Signature Debit Cards-To use of Visa Signature Debit Card,  Daily Limits for the transaction within India and abroad: Purchasing Limit:  Rs. 4,50,000.ATM Withdrawal: Rs. 2,00,000 Insurance Offered: You get complimentary insurance cover with your card:.Personal Accidental Death Cover of up to INR 10 lakhs.Air Accident Insurance: Rs. 1,00,00,000.

5. Visa Infinite Debit Card-The use of Visa Infinite Debit card, the benefits are Daily Limits for the transaction within India and abroad: Purchasing Limit: Rs. 5,00,000ATM Withdrawal:  Rs. 2,50,000/-.Air Accident Insurance:  Rs. 5,00,00,000.Personal Accidental Death Cover of up to INR 10 lakhs.

Please note this is an example. for Details benefits, please contact your bank.

Maestro Debit Cards-The Maestro Have one model Which is Only Maestro.

Master Debit Cards:

The Master Debit Cards have three types.

1.Master Standard Debit Cards:

Debit Mastercard is accepted at millions of merchant locations worldwide, including restaurants, hotels and online retailers. You can even use Debit Mastercard to automatically pay monthly bills.

2.Master Platinum Debit Cards:

Master Platinum Debit cards Perfect for the leisure traveller, the Platinum Debit Mastercard delivers a mix of travel benefits, privileges and experiences. Whether it’s airport lounge access or securing the best restaurant in town, get the most out of your travels with this card.

3.Master World Debit Cards:

World Debit Mastercard is designed to let you experience a higher level of convenience, security and control with a suite of premier benefits. First-rate customer service and access to exceptional travel experiences make it easy to see why this debit card is perfect for people who live life to the fullest.

Rupay Debit Cards:

Rupay Debit Have six Types of Cards.
 
1.Rupay Platinum Debit cards:
With Use of Rupay Platinum Debit cards, Gift Voucher from Croma worth Rs.500 or avail 15% Gift Voucher from Apollo Pharmacy and its vary from time to time .so check first that this offer valid now or not. Earn 5% cash back on your utility bill payments capped at Rs.50 per month per card. the Rupay Platinum Debit card comes with Accidental insurance. Keep yourself and your family safe with Personal Accident Insurance and Permanent Total Disability cover up to Rs.2 Lakhs.

2.Rupay Classic Debit cards:

The Rupay Classic Debit card Comes with Accidental insurance cover without any premium. Keep yourself and your family safe with Personal Accident Insurance and Permanent Total Disability cover up to Rs.1 Lakh.

3.Rupay PMJDY Debit Cards:

The Rupay PMJDY Debit Cards Gives Only to the account holder who opens an account in the scheme. The Scheme is Pradhan Mantri Jan Dhan Yojna.Government of India’s initiative towards affordable basic banking services. Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a National Mission for Financial Inclusion to ensure access to financial services, namely, Banking / Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner. The RuPay PMJDY Debit Cards can be used at all ATMs, POS terminals of merchants and e-commerce websites. It comes with  Personal Accident and Permanent total disability Insurance cover of Rs.1 Lakh.

4.Rupay PunGrain Debit cards:

  • The Rupay PunGrain Debit Cards is Punjab Government’s initiative towards payment to Arthia.PunGrain is a grain procurement project of Punjab Government launched in October 2012. The Arthias are provided with a RuPay Pungrain Card under this account.RuPay PunGrain Debit cards can be used at ATMs for cash withdrawal and for automated grain procurement facility at PunGrain mandis.
  • 5.Rupay Mudra Debit Cards:
  • The Rupay Mudra Debit card is a Government of India’s initiative. its gives to beneficiaries of MUDRA Loans under Pradhan Mantri Mudra Yojana Scheme. Pradhan Mantri Mudra Yojana Scheme’s main motive is to supporting and promoting for the micro enterprise.RuPay Mudra Debit Card is issued with an account opened under Pradhan Mantri Mudra Yojana. The cardholder can make use of MUDRA Card in multiple withdrawal.
  • 6.Rupay Kishan Debit Cards:

The Rupay Kishan Debit cards issued by the Ministry of Agriculture for the credit requirements of the agriculture sector. Kisan Credit Card Scheme aims at providing need-based and timely credit support to the farmers. Farmers under this scheme are issued a RuPay Kisan Card on their account. The cards can be used at both ATMs and POS machines.

Last Word:

This is the types of debit cards in India. for more information about Debit card, please contact Your bank.if this article helps you, please forward it.

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